Tap, Blip, Swipe: You Choose, We Deliver
Aura Cloud makes it easy to offer cards of your choice and your customers' needs - be it credit, debit, pre-paid and in multiple currencies. A one-stop solution for the cards issuing business.
Set up and On boarding
Card as a gateway
Efficient card processing
It’s not just a card anymore, isn’t it?
Cards or card-less credits - whichever form you choose, is a must have in your armoury to engage with the customer.
Issue new cards, manage the status of the cards that have been issued and regulate the card limits with the help of Aura Cloud; or manage card-less credits and see how you can boost your sales finance business; be a player in the fast-growing e-commerce finance market.
Aura card management services allows you to pick the offerings you desire to craft unique card offerings for your customers. You pay per use avoiding expensive capital expenditure in licensing and implementing.
Cards for todays Customer
Set up and On boarding
Aura is a one-stop shop to establish and run your card business. With an end-to-end coverage of the business with our partners we offer you a full suite card offering platform that you can subscribe. This includes arranging for BIN sponsorship and ensuring reporting and settlement services to card schema and everything in between.
Cards as a gateway
Cards or ‘No-Card cards’, this is an absolute must have if you want to capture share of wallet. Choose from a different array of card products and offerings - be it Credit, Debit, Pre-Paid and Multi currency wallets, to empower your customers on the last mile.
Wear it, flaunt it, or simply digitise it on the mobile - it creates an identity for your financial institution.
Efficient card processing
The hallmark of cards business is efficiency. Reliable, smooth and efficient processing abilities ensure that you can focus on acquiring customers and keeping them happy while we handle card management, transaction processing, settlement services and the myriad things that keep this spinning for you.
Leverage Data to Reduce Costs & Drive Business Results
We provide a single, unified view of all customer data and transactions across multiple channels in real time.
This allows banks to make more informed decisions about their customers’ creditworthiness and risk profile, which leads to increased loan approvals and higher returns on investment.
Our solution also enables banks to manage the entire end-to-end process from origination through servicing, collections, reporting and compliance – all from one place.
End to End Card issuer management
Our cloud-based platform is designed to simplify card issuing and transaction management, so you can quickly launch your dream card for your customers needs.
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BIN Sponsorship
Network Management
Settlement to Card schema
Digital Customer on-boarding
Virtual / Physical card
ACS 3D Secure
Digital Cards / HCE & Wallets
Fraud management
Dispute Mangagement
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Credit cards
Debit Cards
Pre-Paid cards
BNPL / E-commerce credits
Multi-currency wallet cards
Differentiated limits on cards
Differentiated Tiers / offerings
Variable card cycles
Loyalty, bonus and reward programs
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Card and PIN management
Account life cycle and settings
Card limits management
Authorisation checks
Card Transaction processing
Card hot listing / re-issue
Customer Statements
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“With Aura Cloud as a partner, we can make the right moves to increase sales and profitability. Aura Cloud has an exciting platform that will help us in our future endeavors while also adding new functionality for increased efficiency on credit processing!”
– Andreas Johansson, CEO at Wästgöta Finans
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“Aura Cloud is a partner who supports our business and product development with an agile, solution-oriented approach. The platform lets us develop new products while staying compliant - we can meet customer needs without sacrificing efficiency or security.”
– Joakim Wiksten, CEO at Serafim Finans
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“Aura Cloud has helped to transform our back office and investment platform, replacing legacy systems with a far superior automated one that is constantly monitoring what’s most relevant to us. The cloud-based solution not only saves money but also mitigates risks in real time providing stress free days for all members of my team!”
– Elisa Saarinen, CEO at Vauraus
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"We chose Aura for its hands-on and fast implementation process, responsive customer support team members who are always happy to help you out in a timely manner."
– Alexis Kopylov, CEO at DBT Capital
Your Future Card Platform Is Ready for Launch
1 · Book a Demo
Get to know our platform with our experts. We will walk you through its myriad capabilities and how it benefits your business. Discuss your business ideas / use cases and challenge us with your vision. You will be surprised with the vast capabilities that you can unlock for your business.
2 · Personalise Your Experience
Our experts will scope your business, make a fitment and provide advice on how to make the best of the platform. Demand your own Customer Journey, play with our APIs, customise your data flows and bring your products to life.
3 · Launch Within Weeks
Be it a green-field or migrated portfolio, our on-boarding is smooth, structured and simple. Our tested on-boarding methodology ensures fit-for-purpose and quick deployment processes ensures that you can hit the ground running in weeks.
Integrate With Ease
You don't have time to waste on complicated integrations or expensive tools that just don't work the way they should.
With Aura Cloud, your team can easily create new APIs or modify existing ones without having to do any heavy lifting.
In fact, with over 6500+ actions on various APIs available to choose from, the possibilities are endless! And because our REST API container is automatically version controlled, there’s no need for you to worry about ever losing data again.
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