Payments Make the World Go Round
Aura Cloud makes it easy to offer full-fledged payment services for Consumers, SME and large corporates. Be it local, Cross border, EUR area, forex remittances - you can launch it all.
Consumer Services
SME and Corporate
Reconciliation and compliance
Payments are a commodity
…unless you know how to transform them into a winning business.
The market is exploding with new electronic money or small payment providers. While legislation aims to create a homogenous and interoperable way to create services, payment operators do have their edge when it comes to pricing, bundling and offering additional services to the mix.
Our payment engine works on a universal ISO 20022 data model enabling seamless payment adaptations across multiple geographies. It caters to the Single European Payments Area (SEPA), P27 as well as payments in and to countries outside.
Whatever your unique value proposition might be, you need to enter the market ASAP before someone gets your customers.
Let Aura be your unfair edge!
Smooth. Secure. Payments.
Consumer Payment services
Mobile Wallets, Closed loop payments, Cross-border currency exchange services - to name a few, these are specialisations in the FinTech space where players provide a niche to their target group of customers. Our platform provides you the ability to keep ahead of the curve while you manage your business.
SME and Corporate payments
Cross-border payments for SME and corporates are a unique segment where FinTechs add value. You can differentiate through Multi-currency, single IBAN accounts, bundled charges across group companies - all of these while providing smooth payment services locally or cross border.
Reconciliation and Compliance
Manage escrow reconciliation with your settlement institution with ease; Ensure liquidity with complete visibility on your accounts across currencies and settlement counterparts. All along keep ahead of the ever changing compliance needs in payments, so that your customers transact securely.
Leverage Data to Reduce Costs & Drive Business Results
We provide a single, unified view of all customer data and transactions across multiple channels in real time.
This allows banks to make more informed decisions about their customers’ creditworthiness and risk profile, which leads to increased loan approvals and higher returns on investment.
Our solution also enables banks to manage the entire end-to-end process from origination through servicing, collections, reporting and compliance – all from one place.
Smooth. Secure. Payments.
Our cloud-based platform is designed to simplify the lending process and reduce costs for financial institutions, so they can focus on what matters most – helping their customers grow.
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Multi-currency payment wallets
Cross border currency exchange
Closed loop / card-less payments
Local credit transfers
Direct debits and invoice payments
Cross border and EUR area payments
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Local Payments and Direct debits
Request to pay
Cross border and EUR area payments
Single IBAN / Multi-currency accounts
Bundled payment services offering
Payment origination from ERP systems
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ISO 20022 / SEPA standards
SWIFT message standards
Payment back office / exception management
Payment lifecycle for credit transfers / Direct debits / Request to Pay
Escrow / Nostro Reconciliation
AML checks during Payments and compliance dashboard
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“With Aura Cloud as a partner, we can make the right moves to increase sales and profitability. Aura Cloud has an exciting platform that will help us in our future endeavors while also adding new functionality for increased efficiency on credit processing!”
– Andreas Johansson, CEO at Wästgöta Finans
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“Aura Cloud is a partner who supports our business and product development with an agile, solution-oriented approach. The platform lets us develop new products while staying compliant - we can meet customer needs without sacrificing efficiency or security.”
– Joakim Wiksten, CEO at Serafim Finans
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“Aura Cloud has helped to transform our back office and investment platform, replacing legacy systems with a far superior automated one that is constantly monitoring what’s most relevant to us. The cloud-based solution not only saves money but also mitigates risks in real time providing stress free days for all members of my team!”
– Elisa Saarinen, CEO at Vauraus
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"We chose Aura for its hands-on and fast implementation process, responsive customer support team members who are always happy to help you out in a timely manner."
– Alexis Kopylov, CEO at DBT Capital
Your Payments Platform Is Ready for Launch
1 · Book a Demo
Get to know our platform with our experts. We will walk you through its myriad capabilities and how it benefits your business. Discuss your business ideas / use cases and challenge us with your vision. You will be surprised with the vast capabilities that you can unlock for your business
2 · Personalise Your Experience
Our experts will scope your business, make a fitment and provide advice on how to make the best of the platform. Demand your own Customer Journey, play with our APIs, customise your data flows and bring your products to life.
3 · Launch Within Weeks
Be it a green-field or migrated portfolio, our on-boarding is smooth, structured and simple. Our tested on-boarding methodology ensures fit-for-purpose and quick deployment processes ensures that you can hit the ground running in weeks.
Integrate With Ease
You don't have time to waste on complicated integrations or expensive tools that just don't work the way they should.
With Aura Cloud, your team can easily create new APIs or modify existing ones without having to do any heavy lifting.
In fact, with over 6500+ actions on various APIs available to choose from, the possibilities are endless! And because our REST API container is automatically version controlled, there’s no need for you to worry about ever losing data again.
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