With Aura Cloud, Your Service Is Up And Running In 4 Weeks

Virtual or Physical !!

Card Issuing

With consumers exhibiting a growing inclination to use digital forms of currency, efficient card management is essential for your banking operations. Aura Cloud gives the technology base to carry out various card related operations.

Issue new cards, manage the status of the cards that have been issued and regulate the card limits with the help of Aura Cloud; or manage card-less credits and see how you can boost your sales finance business; be a player in the fast-growing e-commerce finance market.

We offer Aura Cloud card management on a secured cloud so you can use our service as a pay per use avoiding expensive capital expenditure in licensing and implementing an on-premise software.

We are passionate about providing disruptive technology solutions for the financial industry. That’s why we offer unprecedented time to market for “Challengers” in the industry.

Aura Cloud offers the following features to you on a private or a closed community cloud available to be consumed on a pay per use model.

Let Aura be your Launchpad!

Focus

You focus on designing cool products and superior experience for your customers and let us handle the boring stuff

Cost

Avoid high IT capital costs and operationalise them. Make IT your competitive advantage.

IT Flexibility

Any new IT components your Business needs can be easily plugged into your core platform running on Aura Cloud through our 6,500 exposed APIs.

Services

  • Card Management
  • Pre-paid cards
  • Card status management
  • Payment management
  • Add-on cards / supplementary card limits
  • Overdue tracking and reminders
  • Non-performing cards management (statuses and rules)
  • Card purchase to Loan conversion – EMI loans and interest free loans
  • PIN Management
  • Card issuer management
  • Card limits management
  • Repayment priority for cards
  • Credit Card cycle management
  • Transaction file uploads (MasterCard, VISA)
  • Customer loyalty program
  • Debit Cards
  • Card delivery tracking
  • Credit card re-payment
  • Offer and bonus management
  • Card security and risk management
  • Credit card differential balances
  • Data handoffs for DWH
  • Credit Cards
  • Credit card re-payment
  • Credit card limits management
  • Customer loyalty program
  • Card hot listing / re-issue / expiry
  • Customer notification and Alert management
  • MIS for card portfolio