Aura Cloud Offers You The Competitive Advantage That Retail Banks Are Seeking: Business Agility

Experience Agility

Innovative Retail Banks

After the 2008 financial crisis, the market is, at last, seeing green shoots emerging and banks are bracing themselves for the new competitive landscape that is developing.

Retail banks world-wide are bracing themselves for the new competitive landscape that is developing.

In these exciting and challenging times, does your strategy enhance your competitive positioning against larger and more rigid peers – or are you exploring new business models to facilitate growth?

Will Open Banking open up new revenue streams? Are you positioned to capture these and co-create with budding FinTechs?

Aura Cloud gives you proven business advantages of an agile SOA architecture WITHOUT investment in insanely expensive infrastructure making it a win-win proposition.

If the next item on your wish list is “lightning fast time-to-market”, look no further. In today’s world, to efficiently launch a new bank service or set up a completely new bank, you cannot afford time-consuming, expensive and unpredictable IT projects.

Aura Cloud offers you readily built features, to be consumed on a pay-per-use model. So leave your legacy behind, focus on your customer relations and let us handle the rest.

Be surprised to see how fast you can launch a Digital bank!


You focus on designing cool products and superior experience for your customers and let us handle the boring stuff.


Avoid high IT capital costs and operationalise them. Make IT your competitive advantage

IT Flexibility

Any new IT components your business needs can be easily plugged into your core platform running on Aura Cloud through our 6,500 exposed APIs.


  • Term Deposits
  • Core banking service
  • Cards
  • Loans
  • Savings accounts
  • Current accounts
  • Local Clearing
  • Branch / Operational CRM
  • Master Data Management
  • AML and Transaction monitors
  • Customer Dashboard
  • General Ledger
  • Payments
  • Digital channels
  • Single view of engagement
  • Compliance reporting