With Aura Cloud, Your Service Is Up And Running In 4 Weeks

Digital - all the way!

Online Lending Platforms

We are passionate about providing disruptive technology solutions for the financial industry. That’s why we offer unprecedented time to market for “Challengers” in the industry.

Online lending is an exploding sector in the financial space. These marketplaces offer a much-needed alternative to traditional banking and payment systems. Besides posing healthy competition, they also cater to the underserved with differentiated services on consumer lending, student loans, real estate and small-business lending markets.

Marketplaces are popping up aggressively around the world; each bringing their unique value to the mix. Some provide very specialized products, others target only a certain customer segment.

Whatever your unique value proposition might be, you need to enter the market ASAP before someone steals your customers.

Aura Cloud offers the following features to you on a private or a closed community cloud available to be consumed on a pay per use model.

Let Aura be your Launchpad!


You focus on designing cool products and superior experience for your customers and let us handle the boring stuff


Avoid high IT capital costs and operationalise them. Make IT your competitive advantage.

IT Flexibility

Any new IT components your Business needs can be easily plugged into your core platform running on Aura Cloud through our 6,500 exposed APIs


  • Loan origination workflows
  • Credit Decisioning
  • Capturing business moments
  • Loan re-pricing
  • Loan collection and repayment
  • Tax handoffs
  • Credit scoring
  • Loan creation and approval
  • Loan amortisation preferences
  • Non-performing asset management
  • Credit bureau handoff
  • Online Credit checks
  • Loan life-cycle management
  • Dunning letters and outputs
  • Collective and individual impairment
  • Agency banking
  • Customer output and agreement management
  • Loan subsidy management
  • MIS on loan portfolio
  • Loan data handoffs to collection agencies
  • Reminders, Notifications and Alert management
  • Collection management