Aura Cloud Answers Your Questions

Level the playing field

Credit Unions

Are you looking to provide cost-efficient digital solutions to your customers? Do you find it hard to justify investment in new technology infrastructure?

Credit Unions are not made equal. Aura Cloud provides agile business support for your challenges. It simplifies the traditional provision of core banking support and allows you to offer innovative financial services to your customers.

Aura Cloud enables you to automate and streamline your workflows, minimizing manual processing and allowing you to focus on and nurture your customer relations.

We are passionate about providing access to a next-generation core banking system which is the engine that drives Aura Cloud. With no capital expense and reduced operating costs, you pay only for what you use. It also provides flexible, predictable and structured support with immediate access to software upgrades.

Aura Cloud means significantly reduced compliance burdens since we handle regulatory reporting requirements and new compliance requirements will be made available on a shared cost model.

Differentiate Digitally!


You focus on designing cool products and superior experience for your customers and let us handle the boring stuff


Avoid high IT capital costs and operationalize them. Make IT your competitive advantage

IT Flexibility

Any new IT components your Business needs can be easily plugged into your core platform running on Aura Cloud through our 6,500 exposed APIs


  • Member details
  • Structured Chart of accounts
  • Accounting for members
  • Agency banking
  • Loan origination workflows
  • Credit scoring
  • Online Credit checks
  • Loan creation and approval
  • Loan life-cycle management
  • Loan subsidy management
  • Loan re-pricing
  • Loan amortisation preferences
  • Dunning letters and outputs
  • MIS on loan portfolio
  • Loan collection and repayment
  • Non-performing asset management
  • Collective impairment and individual impairment
  • Loan data handoffs to collection agencies
  • Reports on Member activity and balances
  • Tax handoffs
  • Credit bureau handoff
  • Customer output and agreement management
  • Reminders, Notifications and Alert management