Our mission & beliefs
We believe that all banks deserve a core that is efficient, hyper flexible, scalable, fast to implement and easy to integrate.
We built a next generation core banking platform that does not force a trade off between agility and versatility.

You should not choose between agility and versatility
A platform built to grow with you, not a neo core you outgrow in three years.
Your transformation should not take multiple years
A platform that you can get fast ROI with measurable results.
You should not underestimate the current speed of change
A platform that will be future-proof with AI agentic banking enabled now.
Who are we
Aura Cloud AB is a fintech scale-up founded in 2019, headquartered in Stockholm, Sweden.

Built by banking leaders & innovators
Decades of combined experience across banking, fintech, and engineering.

Founder & CEO
Prem Bhagwat
Led the creation of the world's first cloud-ready Core Banking platform rendered as a service, launched from the Nordics.
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Head of Growth
Nikhil Rudrappa
A seasoned growth and revenue leader with 15 years of experience across enterprise SaaS, fintech, and AI platforms.
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Head of Customer Success
Bilge Elzén
Customer Success leader with 20 years across technology, consultancy and commercial roles, including over a decade leading technology-enabled change in banking and enterprise transformation.
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Sales & Partnerships
Tommi Lassila
Senior leadership background in sales, marketing and partnerships at SEB Bank, American Express, Luottokunta (Nexi), and Visa.
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Industry Expert, Board Member
Stefan Holm
Extensive experience from the banking and finance industry, with a focus on payments and cards across large international corporations and entrepreneurial businesses in the Nordics.
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Industry Expert, Board Member
Mats Esbjörnsson
Over 30 years of experience in the IT and financial industries, delivering business-critical transformations for banks and IT service companies.
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Board Member, Investor
Armando Coppola
Heads Wellstreet's fintech investments, with a background in building commercial products and sales organizations at both Avanza Bank and Nordnet Bank.
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Lower costs. Faster launches. Extreme agility.
Experience our cloud-native, AI-ready core platform in action.

Explore Aura Modules
Add AI agents to your core.
Automate underwriting, KYC and servicing decisions without changing the core you’ve already built. No separate integration, no re-architecture.










