Our mission & beliefs

We believe that all banks deserve a core that is efficient, hyper flexible, scalable, fast to implement and easy to integrate.

We built a next generation core banking platform that does not force a trade off between agility and versatility.

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We are your partner

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You should not choose between agility and versatility

A platform built to grow with you, not a neo core you outgrow in three years.

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Your transformation should not take multiple years

A platform that you can get fast ROI with measurable results.

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You should not underestimate the current speed of change

A platform that will be future-proof with AI agentic banking enabled now.

Who are we

Aura Cloud AB is a fintech scale-up founded in 2019, headquartered in Stockholm, Sweden.

A map of Europe with active and in-progress deployments

Built by banking leaders & innovators

Decades of combined experience across banking, fintech, and engineering.

Prem Bhagwat

Founder & CEO

Prem Bhagwat

Led the creation of the world's first cloud-ready Core Banking platform rendered as a service, launched from the Nordics.

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Nikhil Rudrappa

Head of Growth

Nikhil Rudrappa

A seasoned growth and revenue leader with 15 years of experience across enterprise SaaS, fintech, and AI platforms.

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Bilge Elzén

Head of Customer Success

Bilge Elzén

Customer Success leader with 20 years across technology, consultancy and commercial roles, including over a decade leading technology-enabled change in banking and enterprise transformation.

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Tommi Lassila

Sales & Partnerships

Tommi Lassila

Senior leadership background in sales, marketing and partnerships at SEB Bank, American Express, Luottokunta (Nexi), and Visa.

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Stefan Holm

Industry Expert, Board Member

Stefan Holm

Extensive experience from the banking and finance industry, with a focus on payments and cards across large international corporations and entrepreneurial businesses in the Nordics.

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Mats Esbjörnsson

Industry Expert, Board Member

Mats Esbjörnsson

Over 30 years of experience in the IT and financial industries, delivering business-critical transformations for banks and IT service companies.

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Armando Coppola

Board Member, Investor

Armando Coppola

Heads Wellstreet's fintech investments, with a background in building commercial products and sales organizations at both Avanza Bank and Nordnet Bank.

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Lower costs. Faster launches. Extreme agility.

Experience our cloud-native, AI-ready core platform in action.  

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Add AI agents to your core.

Automate underwriting, KYC and servicing decisions without changing the core you’ve already built. No separate integration, no re-architecture.