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Payment Services
Process high-throughput payments
Automate ISO 20022 routing, multi-rail clearing, and real-time lifecycle reconciliation. Seamlessly connect any core banking system, web portal, or mobile app.
Any payment type
Process any domestic & international payment type
End-to-end automation
Automate end-to-end lifecycle & settlement processing
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Standardize with ISO 20022 connectivity
Effortlessly bridge any core banking system, online portal, or mobile app using universal, future-proof messaging protocols
Automate intelligent payment routing
Maximize speed and cut costs using smart rules that dynamically select the optimal network, channel, and fee structure in real time
Support every global payment rail
Process domestic, cross-border, instant (SEPA Instant), net/gross settlements, direct debits, and invoice payments on a single platform
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Eliminate manual settlement friction
Drive operational efficiency with end-to-end processing that automates complete payment lifecycles, rejections, cancellations, and reconciliations
Launch, route, and reconcile payments
Launch, route, and reconcile high-volume domestic, instant, and cross-border payments instantly through a single ISO 20022-compliant framework.
Execute Instant & Scheduled Cross-Border Transfers
Send international payments, SEPA Gross/Net settlements, and SEPA Instant payouts directly from any channel.
Automate Recurring Direct Debits & Invoice Payments
Authorize automated collections and pay incoming bills effortlessly with real-time payment tracking.
View Dynamic Fee & Route Transparency
Access clear, upfront transaction pricing and optimal settlement path routing prior to payment execution.
Track End-to-End Payment Lifecycles
Monitor real-time payment statuses, instant clearing notifications, auto-reconciliations, and immediate rejection alerts.
Low-code configuration
for extreme agility in a dynamic market
API first
build your payment flows with easy connectivity.
ISO 20022 native
connecting to any payment network through one framework
AI ready
pre-built integration with AuraCrew.ai agentic platform.
How this works for your organisation
Enjoy ISO 20022 native flexibility
100% digital payment orchestration integrated with external data providers, your routing and validation decisions are data-driven and fast.
You can provide multi-channel payment origination, with dynamic fee structures, variable pricing rules, and flexible commission models.
You can manage the entire payment life cycle right from initiation, automated routing, gross/net settlements, to real-time reconciliation.
You can have your own automated rejection, cancellation, and retry workflows to ensure complete control over your payment flows. All Automated, All Digital.
Launch your modern core fast
Book a demo and see the Aura Payment Services module power and possibilities.
Enterprise-grade infrastructure without the enterprise-grade timeline
Built to connect with your existing stack and meet your compliance requirements.
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Compliance
ISO 27001 and ISO 9001 certified, DORA and GDPR compliant.
No legacy
Low-code. Cloud-native. Cloud-agnostic. No cloud lock.
Easy integrations
Implement your ideal ecosystem. Easy, fast integrations with RestAPI first architecture.
Agentic banking
AI Agentic banking ready - full integration with AuraCrew
Bank-grade security
Let agents route your payments
Pair Payment Services with AuraCrew to automate routing decisions and exception handling.
Combine with other Aura modules
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Frequently asked questions
Learn more about the module
