Accounts icon

Accounts

Full coverage of retail & business banking account options

Offer different pricing and term offerings for savings, deposits and transaction accounts, while increasing customer satisfaction through smooth on-boarding and connected payment flows.

Broadest functionality

for your competitive edge

Native agentic integration

Using our agentic banking and origination solution AuraCrew

Aura Accounts configuration screen showing Savings Account settings, currency options, and AuraCrew-powered sweep and rebalance
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Maximum flexibility

With fees, interest rates, product features

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Scale and expand fast

Native multi-currency, multi-entity support

Agentic banking icon

Include agentic banking

AI agent to boost hyper efficient origination

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Manage anything

Manage any collaterals for mortgages, auto loans

Grow your deposits not your FTEs

Attractive account products your team can launch on this module.

Illustration of Accounts capabilities: BNPL, overdrafts and revolving credit, mortgages and car loans, and salary advances

Launch Smart Multi-Currency Accounts

Enable seamless international trade with single-IBAN routing, automated FX settlement, dynamic virtual sub-wallets, and frictionless self-service digital onboarding.

Deploy Dynamic Liquidity & Sweep Management

Maximize yield for SME cash reserves using automated sweep-in/sweep-out rules, real-time balance thresholds, zero-balance pooling, and automated standing instructions.

Offer High-Yield Smart Term Deposits

Drive retail and business savings with flexible maturity terms, automated interest compounding, customized premature withdrawal penalties, and dynamic change-of-terms lifecycle management.

Launch Gamified Deposit Accounts

Increase retail customer retention and total deposit volume by rewarding positive savings habits with tiered interest rates, unlockable perks, and visual milestone tracking.

Low-code configuration

for extreme agility in a competitive market

API first

Build your Account origination with ease.

Multi-currency, multi-entity

support for fast business expansion

AI ready

pre-built integration with AuraCrew.ai agentic platform.

How this works for your organisation

Some steps for an exciting deposit offering

Innovate with a multitude of settings to offer differentiated services.

Increase customer satisfaction through smooth on-boarding and connected payment flows.

Reward customers for saving and transacting with you and encourage them by gamification.

Provide a smooth customer service with web/mobile app.

Diagram of Aura Accounts capabilities: offering differentiated services, increasing customer satisfaction, rewarding customers, and providing smooth customer service

Launch your modern core fast

Book a demo and see the Aura Accounts module power and possibilities.

Floating card and account balance graphic representing the Aura platform

Enterprise-grade infrastructure without the enterprise-grade timeline

Built to connect with your existing stack and meet your compliance requirements.

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Compliance

ISO 27001 and ISO 9001 certified, DORA and GDPR compliant.

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No legacy

Low-code. Cloud-native. Cloud-agnostic. No cloud lock.

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Easy integrations

Implement your ideal ecosystem. Easy, fast integrations with RestAPI first architecture.

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Agentic banking

AI Agentic banking ready - full integration with AuraCrew

Aura Cloud platform architecture diagram showing Customer Experience, Core Transactional Services, and Data Services layers

Bank-grade security

Let agents onboard your customers

Pair Accounts with AuraCrew to automate onboarding and reconciliation across connected payment flows.

Frequently asked questions

Learn more about the module

Can I add a new currency without a separate integration?

How current are the balances customers see?

Can I set up virtual IBANs and sub-accounts?

Does the module handle reconciliation automatically?