Accounts
Full coverage of retail & business banking account options
Offer different pricing and term offerings for savings, deposits and transaction accounts, while increasing customer satisfaction through smooth on-boarding and connected payment flows.
Broadest functionality
for your competitive edge
Native agentic integration
Using our agentic banking and origination solution AuraCrew

Maximum flexibility
With fees, interest rates, product features
Scale and expand fast
Native multi-currency, multi-entity support
Include agentic banking
AI agent to boost hyper efficient origination
Manage anything
Manage any collaterals for mortgages, auto loans
Grow your deposits not your FTEs
Attractive account products your team can launch on this module.

Launch Smart Multi-Currency Accounts
Enable seamless international trade with single-IBAN routing, automated FX settlement, dynamic virtual sub-wallets, and frictionless self-service digital onboarding.
Deploy Dynamic Liquidity & Sweep Management
Maximize yield for SME cash reserves using automated sweep-in/sweep-out rules, real-time balance thresholds, zero-balance pooling, and automated standing instructions.
Offer High-Yield Smart Term Deposits
Drive retail and business savings with flexible maturity terms, automated interest compounding, customized premature withdrawal penalties, and dynamic change-of-terms lifecycle management.
Launch Gamified Deposit Accounts
Increase retail customer retention and total deposit volume by rewarding positive savings habits with tiered interest rates, unlockable perks, and visual milestone tracking.
Low-code configuration
for extreme agility in a competitive market
API first
Build your Account origination with ease.
Multi-currency, multi-entity
support for fast business expansion
AI ready
pre-built integration with AuraCrew.ai agentic platform.
How this works for your organisation
Some steps for an exciting deposit offering
Innovate with a multitude of settings to offer differentiated services.
Increase customer satisfaction through smooth on-boarding and connected payment flows.
Reward customers for saving and transacting with you and encourage them by gamification.
Provide a smooth customer service with web/mobile app.

Launch your modern core fast
Book a demo and see the Aura Accounts module power and possibilities.

Enterprise-grade infrastructure without the enterprise-grade timeline
Built to connect with your existing stack and meet your compliance requirements.
Compliance
ISO 27001 and ISO 9001 certified, DORA and GDPR compliant.
No legacy
Low-code. Cloud-native. Cloud-agnostic. No cloud lock.
Easy integrations
Implement your ideal ecosystem. Easy, fast integrations with RestAPI first architecture.
Agentic banking
AI Agentic banking ready - full integration with AuraCrew

Bank-grade security




Let agents onboard your customers
Pair Accounts with AuraCrew to automate onboarding and reconciliation across connected payment flows.
Combine with other Aura modules
Frequently asked questions
Learn more about the module
Can I add a new currency without a separate integration?
Yes, multi-currency accounts run on Aura's native ledger, so a new currency is a configuration change, not a new integration.
How current are the balances customers see?
Balances update in real time as transactions settle, with webhook events available for your own app or ops tooling.
Can I set up virtual IBANs and sub-accounts?
Yes, virtual IBANs and pooled or sub-account structures are configurable per product line, without a development request.
Does the module handle reconciliation automatically?
Reconciliation runs automatically against ledger entries, with exceptions flagged for review rather than surfacing at month-end.









