Consumer Loans
Launch competitive consumer lending products with ease
Power every consumer credit product end to end - from personal loans, BNPL to mortgages - on a single, rapid-launch platform
Richest functionality
to give competitive edge
Native agentic integration
Using our agentic banking and origination solution AuraCrew
Maximum flexibility
With fees, interest rates, product features
Scale and expand fast
Native multi-currency, multi-entity support
Include agentic banking
AI agent to boost hyper efficient origination
Manage anything
Any collaterals for mortgages, auto loans
Grow your loan portfolio not your FTEs
Flexible lending products your team can launch on this module.
Launch Buy Now, Pay Later (BNPL) & E-Commerce Credits
Enable point-of-sale financing with automated disbursements, flexible repayment schedules, and partner-specific pricing models.
Offer Overdrafts & Revolving Credit Lines
Set up flexible, reusable credit limits with real-time risk-based pricing, automated interest calculations, and dynamic balance controls.
Deploy Mortgages & Car Loans
Originate high-value secured lending products with customized collateral tracking, automated dunning processes, and long-term lifecycle management.
Provide Salary Advances & Short-Term Consumer Loans
Deliver fast digital onboarding and instant funding with automated credit bureau scoring for frictionless short-term credit.
Low-code configuration
for extreme agility in a competitive market
API first
Build your ideal loan origination with easy connectivity
Multi-currency, multi-entity support
for rapid loan business expansion
AI ready
pre-built integration with AuraCrew.ai agentic platform.
How this works for your organisation
Enjoy extreme agility in your offering
100% digital process, neatly service orchestrated with external data providers — your decisions are data-driven and fast.
Provide multiple channel origination, with variable price points, discounts and commission models.
Manage the entire loan and credit life cycle right from origination — automated disbursements, repayments and everything in between.
Have your own dunning/collection process and ensure complete control on your asset portfolio. All automated, all digital.
Launch your modern core fast
Book a demo and see the Aura Loans module power and possibilities.
Enterprise-grade infrastructure without the enterprise-grade timeline
Built to connect with your existing stack and meet your compliance requirements.
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Compliance
ISO 27001 and ISO 9001 certified, DORA and GDPR compliant.
No legacy
Low-code. Cloud-native. Cloud-agnostic. No cloud lock.
Easy integrations
Implement your ideal ecosystem. Easy, fast integrations with RestAPI first architecture.
Agentic banking
AI Agentic banking ready - full integration with AuraCrew
Bank-grade security
Let agents run originations
Pair Consumer Loans with AuraCrew to automate origination decisions and arrears management.
Combine with other Aura modules
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Frequently asked questions
Learn more about the module
