Factoring
Launch highly automated factoring services
Power your factoring services end-to-end with a fully automated, scalable digital platform.
Rich functionality
to minimize manual work
Native agentic integration
Using our agentic banking solution AuraCrew
Seamlessly ingest invoices
Verify authenticity instantly via API, OCR, or manual upload
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Real-time credit assessment
Evaluate debtor risk and set credit limits dynamically using integrated data feeds
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Automated funding & disbursements
Fast-track advance payouts directly to client bank accounts upon approval
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Collections & ledger management
Automate payment reconciliation, payment matching, and dunning workflows
Grow your factoring business not your FTEs
Flexible factoring products your team can launch on this module.
Provide Invoice Servicing & Early Purchase Options
Enable seamless invoice discounting and maturity-based payouts to accelerate working capital for sellers while giving buyers flexible payment terms.
Enable Spot & Agreement-Based Factoring
Offer on-demand individual invoice financing or recurring high-volume agreements with customizable limits, exposure controls, and dynamic pricing models.
Automate Payments & Exposure Management
Streamline risk management with real-time tracking of buyer/seller exposure limits alongside automated clearing and disbursement workflows.
Manage Full-Cycle Collections & Dunning
Oversee end-to-end follow-up across buyers and sellers using automated pre-collection notices, structured dunning workflows, and full lifecycle tracking.
Low-code configuration
for extreme agility in a competitive market
API first
build your factoring process with easy connectivity.
Native multi-currency, multi-entity
support for fast factoring business expansion
AI ready
pre-built integration with AuraCrew.ai agentic platform.
How this works for your organisation
Enjoy extreme efficiency
Digitize end-to-end factoring operations through automated workflows integrated seamlessly with external data providers for rapid, data-driven credit decisions.
Deliver multi-channel invoice origination backed by highly flexible pricing models, dynamic discount structures, and tailored fee or commission schedules.
Manage the entire factoring lifecycle within a single platform, from initial invoice submission and verification to automated disbursements and repayment processing.
Maintain full control over your portfolio using automated pre-collection alerts, customizable dunning workflows, and end-to-end monitoring.
Launch your modern core fast
Book a demo and see the Aura factoring module power and possibilities.
Enterprise-grade infrastructure without the enterprise-grade timeline
Built to connect with your existing stack and meet your compliance requirements.
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Compliance
ISO 27001 and ISO 9001 certified, DORA and GDPR compliant.
No legacy
Low-code. Cloud-native. Cloud-agnostic. No cloud lock.
Easy integrations
Implement your ideal ecosystem. Easy, fast integrations with RestAPI first architecture.
Agentic banking
AI Agentic banking ready - full integration with AuraCrew
Bank-grade security
Let agents run collections
Pair Factoring with AuraCrew to automate invoice verification and collections follow-up.
Combine with other Aura modules
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Frequently asked questions
Learn more about the module
