Business Loans
Offer streamlined SME lending services at scale
Power any SME financing product end to end - loans and credits, corporate loans, property financing, large project financing, overdrafts, revolving credits, limits and collateralized loans.
Broadest functionality
for your agility and efficiency
Native agentic integration
Using our agentic banking and origination solution AuraCrew
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Dedicated SME loan module
Go beyond the limits of legacy
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Use customer data
Drive business results in real time across channels and products
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Include AI agents
Boost customer experience with smooth, fast origination
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Scale confidently
Scale your offering without adding complexity or risk of IT failure
Grow your loan portfolio not your FTEs
Competitive SME lending products your team can launch on this module.
Provide Short-Term SME Working Capital & Micro-Loans
Deliver rapid digital onboarding and instant funding for short-term operational credit, using automated open-banking scoring and open-accounting data for low-friction underwriting.
Manage large ticket loans
Aura enables you to manage even complex corporate loan restructuring arrangements on the fly.
Deploy Commercial Property & Asset Financing
Originate high-value secured lending products with integrated collateral value tracking and multi-year lifecycle management.
Implement Limits & Asset-Backed Collateralized Lending
Issue dynamic borrowing bases secured against accounts receivable or inventory, featuring automated dunning processes, and real-time collateral re-valuation.
Low-code configuration
for extreme agility in a competitive market
API first
build your ideal loan origination with easy ecosystem partner connectivity
Native multi-currency, multi-entity
support for business expansion
AI ready
pre-built integration with AuraCrew.ai agentic platform.
How this works for your organisation
Improve your efficiency and SME customer experience
100% digital SME origination process with external data providers, your decisions are data-driven and fast.
You can provide multiple channel origination, with variable price points, discounts and commission models.
You can manage the entire SME loan and credit life cycle right from origination, automated disbursements, repayments and everything in between.
You can have your own dunning / collection process and ensure complete control on your asset portfolio. All Automated, All Digital.
Launch your modern core fast
Book a demo and see the Aura business loans module power and possibilities.
Enterprise-grade infrastructure without the enterprise-grade timeline
Built to connect with your existing stack and meet your compliance requirements.
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Compliance
ISO 27001 and ISO 9001 certified, DORA and GDPR compliant.
No legacy
Low-code. Cloud-native. Cloud-agnostic. No cloud lock.
Easy integrations
Implement your ideal ecosystem. Easy, fast integrations with RestAPI first architecture.
Agentic banking
AI Agentic banking ready - full integration with AuraCrew
Bank-grade security
Let agents run SME originations
Pair Business Loans with AuraCrew to automate SME underwriting and portfolio monitoring.
Combine with other Aura modules
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Frequently asked questions
Learn more about the module
